What would you repay?
See the monthly figure, and when the balance is written off.
You repay nothing below £25,000.
Tuition plus maintenance. A three-year course at full rates is around £60,000.
Affects how quickly the balance falls, if it falls at all.
per month, taken from your pay like tax
Repayments are taken from pay like tax. Anything left is written off.
It behaves more like a graduate contribution than a debt
A student loan does not appear on a credit file, does not affect a mortgage application the way other borrowing does, and cannot be chased if your income falls.
Many mature students never repay the full balance. What they repay is a proportion of the extra they earn because of the degree — and if the degree does not raise their income, they repay very little.
Your past does not have to limit your future
One call is enough to find out what is actually open to you. It costs nothing and takes about twenty minutes.